| Loan Accounts |
|
On debt consolidation loans, bills that are to be paid with the proceeds must be presented to the Credit Union for payment. |
|
|
| Debt Consolidation |
8.00 APR** |
48 Months or Less |
| Secured Loan |
8.00 APR** |
36 Months or Less |
| Loans over $5000.00 – Vehicle terms and conditions apply |
|
| Unsecured Loans (Signature) |
|
|
| Unsecured Loans |
10.00 APR** |
up to 36 Months |
| Single Payment Notes |
15.00 APR** |
30 Days to 180 Days |
| Revolving Credit (Open End) |
10.00 APR** |
36 Months or Less |
|
All loans over $5000.00 or loans that will put the member’s total debt with the Lake Superior Credit Union over $5000.00 will be required to have collateral. |
|
|
|
| Vehicle Loans |
|
Refinancing of New and Used Vehicle Loans when a rate decreases will be allowed only on vehicles financed with the credit union within the previous 30 days. A new application must be filled out and member must sign new loan papers in order to refinance these loans. |
|
|
|
| Used Vehicles |
5.00 – 7.00 APR** |
Terms vary, contact Credit Union for details. |
| New Vehicles |
4.75 APR** |
Terms vary, contact Credit Union for details. |
| New Vehicles |
4.75 APR** |
84 Months |
|
|
|
|
|
Recreational Vehicle Loans
|
| New Recreational |
5.99 – 6.99 APR** |
Terms vary, contact Credit Union for details. |
| Includes Lawn & Garden, ATV, Snowmobile, Off-Road Motorcycle, 4-Wheeler & Side-by-side72 – 84 Month available on purchases over $15,000.00. |
| New Recreational |
5.99 – 6.99 APR** |
Terms vary, contact Credit Union for details. |
| Includes Camper, Motorhome, Trailer, Boat/Motor/Trailer Combination & Side-by-sides72 – 84 Month available on purchases over $15,000.00. |
| Used Recreational |
5.99 – 7.99 APR** |
Terms vary, contact Credit Union for details. |
| Includes Lawn & Garden, ATV, Snowmobile, Off-Road Motorcycle-Wheeler & Side-by-sides |
| Used Recreational |
5.99 – 7.99 APR** |
Terms vary, contact Credit Union for details. |
| Includes Camper, Motorhome, Trailer, Boat/Motor/Trailer Combination & Side-by-sides72 – 84 Month available on purchases over $15,000.00. |
|
|
|
|
| Christmas Loans |
*Available October through December |
8.99 APR** |
|
| $1,000 loan – $100 per month payment/12 Months |
|
|
|
| $1,500 loan – $140 per month payment/12 Months |
|
|
$2,000 loan – $180 per month payment/12 Months
|
Loading…
